Paper instructions

HUD-approved counseling


  • Discuss challenges and options in dealing with home mortgage debt and property taxes (CLO 1, 4 and 5)
  • Describe how to avoid home foreclosures and lease evictions (CLO 1, 4 and 5)


  • The textbook refers multiple times to HUD-approved counselors and counseling agencies. Research the following questions and report what you learn.  Cite your sources.
    • How you find a counselor and/or agency?
    • What services do they provide?
    • How do you become an approved housing counselor (education, certification, etc.)?
    • Do all counselors cover all topics or are they specialized (i.e. foreclosures)?
    • Did you learn anything else interesting that was not covered in the above questions?

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