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Step 3: Look critically at how someone else has chosen to handle their personal finances. Review “Susie Smith’s Spending Profile” e story, then customize her budget by eliminating spending categories, adding categories, or reallocating funds to help her save money. Use the budget calculator < to edit Susie’s budget. Then write an explanation of the reasons for each and how much Susie saved because of your changes. Step 4: After completing Susie’s plan, you will be able to look at your individual financial situations with a new perspective and make adjustments where needed. Estimate your earnings, expenses and savings using one of the budget worksheets below, you can download the spreadsheet to submit for grading and track your actual monthly expenses. Use these tools: Adult College Student e Traditional College Studente 

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