Question

Research two current news articles regarding the transformation of Saudi Healthcare through the new insurance scheme. Compare and contrast the authors’ ideas. Do you agree with their support or concerns regarding implementing insurance? How has mandatory health insurance affected you or your family?

Be sure to support your statements with logic and argument, citing any sources referenced.

Answer

Saudi Arabia has long been providing healthcare for free to its population. The public sector of the healthcare system thus thrived on the input that came from the government through the oil revenues of the country. In recent times, however, the government has found that free medical services to its population are becoming more complex due to the financial constraint that has substantially grown. The cost increases because healthcare expenses are rising, and the oil markets have become more volatile. Experts have therefore ruled the government’s initiative to be unsustainable over time. This led to the conception of a new healthcare insurance system that many nationals have favored.

According to Rahman & Al-Borie, 2021, the government can work to live up to its vision 2030 of improving the public sector’s healthcare. The government should seek to employ expertise that can guarantee that it creates a sustainable healthcare system. The authors cite that there is no conflict of interest in the matter, and therefore this would be an easy task for the government. This comes as the report compiled by the authors reveals that there is still more to be done in light of helping the public sector’s healthcare. Rahman & Al-Borie, 2021, suggest that the government strengthen its human resources, decentralization, and efficient use of resources through stewardship, good governance, accountability, and transparency.

Rahman & Salam, 2021, state that the government’s move to implement the mandatory healthcare insurance scheme is well intuited. They argue that the government was once faced with several problems in the health sector. These problems are listed as follows: population growth, lifestyle changes, shift of disease patterns, elevated expectation, escalated healthcare costs, limited infrastructure and resources, and poor management practice in healthcare provision. These problems are explained to have compounded into overwhelming the government’s delivery of the deserved services to its people. Therefore getting the public to play a role in providing healthcare services through a medical insurance scheme would substantially enable the government to provide the required healthcare services.

In studies conducted about the willingness of the people to participate in the medical insurance scheme, several insightful takes can be cited. Many people registered dissatisfaction with the current healthcare system. Their dissatisfaction, as explained, was fronted by the problematic availability of appointments and medical drugs and waiting time (Al-Hanawi et al., 2018). Many expressed their will to participate in the medical insurance scheme. Their participation was, however, recorded to be conditional. The condition was that their participation in the medical insurance scheme is guaranteed if it helps in improving the public sector’s healthcare system. From this study, I gather that the people are interested in resolving the public sector’s healthcare system. Their will is relational to the fact that there may be a positive change in the healthcare change, and as such, I find the news article to be well articulated.

The mandatory healthcare insurance scheme has taken effect on many households. A study was conducted to check on the willingness of households to participate in the mandatory healthcare insurance scheme. It was concluded that many other factors weighed in on the choice selected by the study participants. A majority of the correspondents were willing to pay up for the medical insurance scheme (Alharbi, 2021). Several correlations were depicted from the study’s results. The willingness to pay was correlative to the satisfaction shown for the healthcare services. The age and willingness or amount to pay were correlative. The income of households and willingness to pay was also correlative.

References

Al-Hanawi, M. K., Alsharqi, O., Almazrou, S., & Vaidya, K. (2018). Healthcare finance in Saudi Arabia: a qualitative study of householders’ attitudes. Applied health economics and health policy16(1), 55-64.[1]

Alharbi, A. (2021). Willingness to Pay for a National Health Insurance (NHI) in Saudi Arabia: A Cross-sectional Study.[2]

Rahman, R., & Al-Borie, H. M. (2021). Strengthening the Saudi Arabian healthcare system: role of vision 2030. International Journal of Healthcare Management14(4), 1483-1491.[article 1]

Rahman, R., & Salam, M. A. (2021). Policy Discourses: Shifting the Burden of Healthcare from the State to the Market in the Kingdom of Saudi Arabia. INQUIRY: The Journal of Health Care Organization, Provision, and Financing58, 00469580211017655.[article 2]

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