Paper instructions

Directions

  1. Research and discuss how the pandemic and resulting economy has effected home foreclosures and evictions.
  2. What if anything are federal, state, and local governments doing to address this?
  3. What is your opinion on these actions or inactions? Cite your sources.

Submission Requirements

INITIAL POST

  • 150-200 words
  • include citations if applicable

PEER RESPONSE

  • must be substantive and should be at least 100 words
    • Note that substantive peer responses must expand on the discussion and contribute to the conversation. “Good job” and “I agree” are not substantive peer responses. Examples of substantive peer responses include highlighting and expanding on a specific point, asking thoughtful questions that extend the conversation, or presenting an opposing perspective.
    • include citations if applicable

Student 1

Research and discuss how the pandemic and resulting economy have affected home foreclosures and evictions.

The Pandemic has ad two major effects on us. It substantially affected our economy and our health. Both are so important to making sure all U.S citizens are at least making it through the pandemic. People are losing their jobs, health insurance, and, having to make sacrifices they never planned on. In a pandemic that is mainly being contained within residences, it is very scary for those that cannot make their housing payments.

What if anything is federal, state, and local governments doing to address this?

Currently, there is an eviction freeze. From 09/2020 to 06/2021 there will be a federal freeze on evictions for those that meet basic criteria. However, all states are not abiding by the federal moratorium. KC Tenants, an organization, even went to court at the end of last year in an effort to encourage Johnson County to uphold the federal ruling. Also, Those who have government-backed home loans can request a payment forbearance or a halt on payments. Many other assistance programs will offer rental assistance for those that qualify.

What is your opinion on these actions or inactions? Cite your sources.

I would like to see more help for small residential landlords. If they’re not getting rent payments, they could lose their house too. Additionally, the freeze is great for now but eventually, the country won’t be able to hold off on evictions anymore. A lot of this is just delaying the problem, there should be safeguards in place to help further subsidize housing for the next year or two. Otherwise, everyone is going to be evicted at once with nowhere to go.

Reference:

Conlin, M. (2021, February 08). ‘This is Not justice.’ TENANT activists upend U.S. eviction courts. Retrieved April 19, 2021, from https://www.reuters.com/article/us-health-coronavi…

Reckford, J. (2020, December 21). The next coronavirus front: Evictions and foreclosures. Retrieved April 19, 2021, from https://www.housingwire.com/articles/the-next-coro…Initial Response:

Student 2

Class,

Research and discuss how the pandemic and resulting economy have affected home foreclosures and evictions.

The pandemic has impacted the U.S. and affected the spectrum of renters to landlords, ultimately raising tension and fear on behalf of both parties. Annie Nova from CNBC stated that “landlord groups have opposed the eviction ban, saying the pandemic has gone on for more than a year now and that they cannot continue housing tenants for free and allowing them to rack up arrears”(Nova, 2021). Nova follows up about a Tennent named Mathew Turner, who was laid off from work in October and is currently sleeping on his floor in Raleigh, North Carolina. Turner has seen many of “his neighbors get evicted despite the law”(Nova, 2021). Despite best efforts to combat evictions, “close to 5,200 evictions were filed in 5 states and 27 cities tracked by the Eviction LabLinks to an external site. despite the national moratorium on evictions for nonpayment of rent (Yentel, 2021).

What if anything is federal, state, and local governments doing to address this?

The article What it Will Take to Address the COVID-19 Evictions Crisis by Diane Yentel and Giridhar Mallya – a solution provided by “the Centers for Disease Control and Prevention (CDC)”(Yentel, 2021), was a recent extension of the national eviction moratorium. The Eviction moratorium “would prevent tens of millions from losing their homes through June 30″(Yentel, 2021). The caveat to this program is that if the funds “aren’t distributed as they were designed to, the eviction crisis will intensify”(Yentel, 2021).

What is your opinion on these actions or inactions?

Even though the CDC has extended the national eviction moratorium, it does come at the expense of the landlords. Additionally, an individual might not be promised their previous income post-eviction moratorium, potentially leading to an eviction anyways. Efforts to stop evictions feel temporary – I am not supportive of hard dates for the eviction moratorium with no natural alternatives to support those in need on both sides of landlord and rentee.

Resources:

Nova, A. (2021, March 23). The national eviction ban is set to expire at the end of March. The CDC likely will extend it. CNBC. https://www.cnbc.com/2021/03/23/national-eviction-ban-expires-in-9-days-but-cdc-may-move-to-extend-it.htmlLinks to an external site.

Yentel, D. G. M. (2021, April 20). What it Will Take to Address the COVID-19 Eviction Crisis. RWJF. https://www.rwjf.org/en/blog/2021/04/what-it-will-…

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